Comprehensive Local Credit Card Guide

Credit Cards in 83854 (Post Falls, ID)

Credit Card Debt in 83854

^ Average credit card debt in 83854 is approximately $4,549, based on overall Idaho data. ^[1]

Credit Card Delinquency in 83854

^ Based on overall Idaho data, the credit card delinquency rate in Post Falls is approximately 0.48%. ^[2]

Credit Scores in 83854

^ The average credit score in Post Falls is approximately 705, based on collective Idaho data. ^[3]

Credit Card & Personal Finance Statistics in 83854

Credit Card Debt in 83854

83854 Credit Card Debt
- The estimated average credit card debt for 83854 residents is $4,549. ^[1]
- Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
- Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 83854

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83854 Credit Scores

Credit Scores in 83854
- Residents of 83854 (ID) have an estimated average credit score of 705. ^[3]
- The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
- Idaho collectively ranks 23rd in the U.S. in average credit score of residents. ^[3]

More 83854 (Post Falls, ID) Credit Stats

Credit card delinquency rates in Idaho ^[2]
- Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.

Cardholders in 83854 who are more than 90 days late on payments
- Idaho Rate: 0.48%
- National Average: 0.57%

Statute of limitations for credit card debt in 83854 ^[4]
- 83854 (Idaho) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 83854 (Post Falls, ID)

Recent credit card complaints originating from consumers in 83854, ID. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 83854

Complaint Issue	Number of Complaints*
Incorrect information on your report	20
Improper use of your report	15
Attempts to collect debt not owed	6
Dealing with your lender or servicer	6
Managing an account	6
Other	47

* Total 2021 - 2024 (current)

Additional information about Idaho

About 83854

83854 is associated with the city of Post Falls, which is located in Kootenai County in the state of Idaho. ^[6]

83854 Credit Cards

For more information about 83854 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Idaho

Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer financial complaints in 83854

6. ^ United States Census Bureau