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Cottonwood Credit Cards

Credit Card Debt in Cottonwood

^ Average credit card debt in Cottonwood is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Cottonwood

^ Based on overall ID data, the credit card delinquency rate in Cottonwood is approximately 0.48%. [2]

Credit Scores in Cottonwood

^ The average credit score in Cottonwood is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Cottonwood, ID Credit Card & Personal Finance Statistics

Cottonwood Credit Card Debt

  • Credit Card Debt in Cottonwood
    • The estimated average credit card debt for Cottonwood residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Cottonwood Credit Card Calculator

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Cottonwood Credit Scores

  • Credit Scores in Cottonwood
    • Residents of Cottonwood, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Cottonwood, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cottonwood cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cottonwood [4]
    • Cottonwood (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Cottonwood

Cottonwood is a city located in Idaho County in the state of Idaho, and has a population of approximately 900. [6]

ID Credit Cards

Cottonwood Credit Cards

For more information about Cottonwood credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in ID

ZIP Codes in Idaho



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau