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Comprehensive Local Credit Card Guide

Irwin Credit Cards

Credit Card Debt in Irwin

^ Average credit card debt in Irwin is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in Irwin

^ Based on overall ID data, the credit card delinquency rate in Irwin is approximately 0.48%. [2]

Credit Scores in Irwin

^ The average credit score in Irwin is approximately 705, based on collective Idaho data. [3]

ID Credit Cards

Irwin, ID Credit Card & Personal Finance Statistics

Irwin Credit Card Debt

  • Credit Card Debt in Irwin
    • The estimated average credit card debt for Irwin residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Irwin Credit Card Calculator

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Irwin Credit Scores

  • Credit Scores in Irwin
    • Residents of Irwin, ID have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More Irwin, ID Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Irwin cardholders that are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Irwin [4]
    • Irwin (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About Irwin

Irwin is a city located in Bonneville County in the state of Idaho, and has a population of approximately 219. [6]

ID Credit Cards

Irwin Credit Cards

For more information about Irwin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in ID

ZIP Codes in Idaho



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau