Comprehensive Local Credit Card Guide

Credit Cards in 60070 (Prospect Heights, IL)

Credit Card Debt in 60070

^ Average credit card debt in 60070 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60070

^ Based on overall Illinois data, the credit card delinquency rate in Prospect Heights is approximately 0.54%. ^[2]

Credit Scores in 60070

^ The average credit score in Prospect Heights is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60070

Credit Card Debt in 60070

60070 Credit Card Debt
- The estimated average credit card debt for 60070 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60070

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60070 Credit Scores

Credit Scores in 60070
- Residents of 60070 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60070 (Prospect Heights, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60070 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60070 ^[4]
- 60070 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60070 (Prospect Heights, IL)

Recent credit card complaints originating from consumers in 60070, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60070

Complaint Issue	Number of Complaints*
Incorrect information on your report	18
Improper use of your report	10
Problem with a purchase shown on your statement	2
Applying for a mortgage or refinancing an existing mortgage	1
Dealing with your lender or servicer	1

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60070

60070 is associated with the city of Prospect Heights, which is located in Cook County in the state of Illinois. ^[6]

60070 Credit Cards

For more information about 60070 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60070

6. ^ United States Census Bureau