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Comprehensive Local Credit Card Guide

Credit Cards in 60174 (Saint Charles, IL)

Credit Card Debt in 60174

^ Average credit card debt in 60174 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 60174

^ Based on overall Illinois data, the credit card delinquency rate in Saint Charles is approximately 0.54%. [2]

Credit Scores in 60174

^ The average credit score in Saint Charles is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 60174

Credit Card Debt in 60174


  • 60174 Credit Card Debt
    • The estimated average credit card debt for 60174 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 60174


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60174 Credit Scores


  • Credit Scores in 60174
    • Residents of 60174 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 60174 (Saint Charles, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 60174 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 60174 [4]
    • 60174 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 60174 (Saint Charles, IL)

Recent credit card complaints originating from consumers in 60174, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 60174

Complaint Issue Number of Complaints*
Incorrect information on your report 33
Problem with a credit reporting company's investigation 30
Improper use of your report 23
Attempts to collect debt not owed 10
Managing an account 10
Other 57
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 60174

60174 is associated with the city of Saint Charles, which is located in Kane County in the state of Illinois. [6]

IL Credit Cards

60174 Credit Cards

For more information about 60174 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60174

6. ^ United States Census Bureau