Comprehensive Local Credit Card Guide

Credit Cards in 60177 (South Elgin, IL)

Credit Card Debt in 60177

^ Average credit card debt in 60177 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60177

^ Based on overall Illinois data, the credit card delinquency rate in South Elgin is approximately 0.54%. ^[2]

Credit Scores in 60177

^ The average credit score in South Elgin is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60177

Credit Card Debt in 60177

60177 Credit Card Debt
- The estimated average credit card debt for 60177 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60177

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

60177 Credit Scores

Credit Scores in 60177
- Residents of 60177 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60177 (South Elgin, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60177 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60177 ^[4]
- 60177 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60177 (South Elgin, IL)

Recent credit card complaints originating from consumers in 60177, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60177

Complaint Issue	Number of Complaints*
Improper use of your report	42
Incorrect information on your report	30
Attempts to collect debt not owed	7
Managing an account	7
Opening an account	5
Other	41

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60177

60177 is associated with the city of South Elgin, which is located in Kane County in the state of Illinois. ^[6]

60177 Credit Cards

For more information about 60177 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau