Comprehensive Local Credit Card Guide

Credit Cards in 60404 (Shorewood, IL)

Credit Card Debt in 60404

^ Average credit card debt in 60404 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60404

^ Based on overall Illinois data, the credit card delinquency rate in Shorewood is approximately 0.54%. ^[2]

Credit Scores in 60404

^ The average credit score in Shorewood is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60404

Credit Card Debt in 60404

60404 Credit Card Debt
- The estimated average credit card debt for 60404 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60404

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

60404 Credit Scores

Credit Scores in 60404
- Residents of 60404 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60404 (Shorewood, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60404 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60404 ^[4]
- 60404 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60404 (Shorewood, IL)

Recent credit card complaints originating from consumers in 60404, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60404

Complaint Issue	Number of Complaints*
Improper use of your report	33
Incorrect information on your report	32
Took or threatened to take negative or legal action	5
Problem with a credit reporting company's investigation	3
Closing an account	2
Other	18

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60404

60404 is associated with the city of Shorewood, which is located in Will County in the state of Illinois. ^[6]

60404 Credit Cards

For more information about 60404 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60404

6. ^ United States Census Bureau