Comprehensive Local Credit Card Guide

Credit Cards in 60424 (Gardner, IL)

Credit Card Debt in 60424

^ Average credit card debt in 60424 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 60424

^ Based on overall Illinois data, the credit card delinquency rate in Gardner is approximately 0.54%. ^[2]

Credit Scores in 60424

^ The average credit score in Gardner is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 60424

Credit Card Debt in 60424

60424 Credit Card Debt
- The estimated average credit card debt for 60424 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 60424

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

60424 Credit Scores

Credit Scores in 60424
- Residents of 60424 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 60424 (Gardner, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 60424 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 60424 ^[4]
- 60424 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 60424 (Gardner, IL)

Recent credit card complaints originating from consumers in 60424, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 60424

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Improper use of your report	1

* Total 2021 - 2024 (current)

Additional information about Illinois

About 60424

60424 is associated with the city of Gardner, which is located in Grundy County in the state of Illinois. ^[6]

60424 Credit Cards

For more information about 60424 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 60424

6. ^ United States Census Bureau