Credit Card & Personal Finance Statistics in 61115
Credit Card Debt in 61115
- 61115 Credit Card Debt
-
- The estimated average credit card debt for 61115 residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 61115
61115 Credit Scores
- Credit Scores in 61115
-
- Residents of 61115 (IL) have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More 61115 (Machesney Park, IL) Credit Stats
- Credit card delinquency rates in Illinois [2]
-
- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 61115 who are more than 90 days late on payments
-
- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 61115 [4]
-
- 61115 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 61115 (Machesney Park, IL)
Recent credit card complaints originating from consumers in 61115, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 61115
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
55 |
| Improper use of your report |
29 |
| Problem with a credit reporting company's investigation |
11 |
| Attempts to collect debt not owed |
7 |
| Fraud or scam |
2 |
| Other |
15 |
* Total 2021 - 2024 (current)
Additional information about Illinois
About 61115
61115 is associated with the city of Machesney Park, which is located in Winnebago County in the state of Illinois. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Illinois
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
