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Comprehensive Local Credit Card Guide

Credit Cards in 61449 (La Fayette, IL)

Credit Card Debt in 61449

^ Average credit card debt in 61449 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 61449

^ Based on overall Illinois data, the credit card delinquency rate in La Fayette is approximately 0.54%. [2]

Credit Scores in 61449

^ The average credit score in La Fayette is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 61449

Credit Card Debt in 61449


  • 61449 Credit Card Debt
    • The estimated average credit card debt for 61449 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 61449


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61449 Credit Scores


  • Credit Scores in 61449
    • Residents of 61449 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 61449 (La Fayette, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 61449 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 61449 [4]
    • 61449 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 61449 (La Fayette, IL)

Recent credit card complaints originating from consumers in 61449, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 61449

Complaint Issue Number of Complaints*
Incorrect information on your report 3
* Total 2021 - 2024 (current)

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Additional information about Illinois

About 61449

61449 is associated with the city of La Fayette, which is located in Stark County in the state of Illinois. [6]

IL Credit Cards

61449 Credit Cards

For more information about 61449 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 61449

6. ^ United States Census Bureau