Comprehensive Local Credit Card Guide

Credit Cards in 61738 (El Paso, IL)

Credit Card Debt in 61738

^ Average credit card debt in 61738 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 61738

^ Based on overall Illinois data, the credit card delinquency rate in El Paso is approximately 0.54%. ^[2]

Credit Scores in 61738

^ The average credit score in El Paso is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 61738

Credit Card Debt in 61738

61738 Credit Card Debt
- The estimated average credit card debt for 61738 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 61738

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61738 Credit Scores

Credit Scores in 61738
- Residents of 61738 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 61738 (El Paso, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 61738 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 61738 ^[4]
- 61738 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 61738 (El Paso, IL)

Recent credit card complaints originating from consumers in 61738, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 61738

Complaint Issue	Number of Complaints*
Other features, terms, or problems	1
Written notification about debt	1

* Total 2021 - 2024 (current)

Additional information about Illinois

About 61738

61738 is associated with the city of El Paso, which is located in Woodford County in the state of Illinois. ^[6]

61738 Credit Cards

For more information about 61738 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 61738

6. ^ United States Census Bureau