Credit Card & Personal Finance Statistics in 61864
Credit Card Debt in 61864
- 61864 Credit Card Debt
-
- The estimated average credit card debt for 61864 residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 61864
61864 Credit Scores
- Credit Scores in 61864
-
- Residents of 61864 (IL) have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More 61864 (Philo, IL) Credit Stats
- Credit card delinquency rates in Illinois [2]
-
- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 61864 who are more than 90 days late on payments
-
- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 61864 [4]
-
- 61864 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 61864 (Philo, IL)
Recent credit card complaints originating from consumers in 61864, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 61864
| Complaint Issue |
Number of Complaints* |
| Fraud or scam |
1 |
* Total 2021 - 2024 (current)
Additional information about Illinois
About 61864
61864 is associated with the city of Philo, which is located in Champaign County in the state of Illinois. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Illinois
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
