Credit Card & Personal Finance Statistics in 62278
Credit Card Debt in 62278
- 62278 Credit Card Debt
-
- The estimated average credit card debt for 62278 residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 62278
62278 Credit Scores
- Credit Scores in 62278
-
- Residents of 62278 (IL) have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More 62278 (Red Bud, IL) Credit Stats
- Credit card delinquency rates in Illinois [2]
-
- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 62278 who are more than 90 days late on payments
-
- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 62278 [4]
-
- 62278 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 62278 (Red Bud, IL)
Recent credit card complaints originating from consumers in 62278, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 62278
| Complaint Issue |
Number of Complaints* |
| Struggling to repay your loan |
2 |
| Fees or interest |
1 |
| Problem getting a card or closing an account |
1 |
| Struggling to pay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about Illinois
About 62278
62278 is associated with the city of Red Bud, which is located in Randolph County in the state of Illinois. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Illinois
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
