Credit Card & Personal Finance Statistics in 62294
Credit Card Debt in 62294
- 62294 Credit Card Debt
-
- The estimated average credit card debt for 62294 residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 62294
62294 Credit Scores
- Credit Scores in 62294
-
- Residents of 62294 (IL) have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More 62294 (Troy, IL) Credit Stats
- Credit card delinquency rates in Illinois [2]
-
- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 62294 who are more than 90 days late on payments
-
- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 62294 [4]
-
- 62294 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 62294 (Troy, IL)
Recent credit card complaints originating from consumers in 62294, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 62294
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
7 |
| Improper use of your report |
3 |
| Getting a credit card |
2 |
| Other features, terms, or problems |
2 |
| Attempts to collect debt not owed |
1 |
| Other |
3 |
* Total 2021 - 2024 (current)
Additional information about Illinois
About 62294
62294 is associated with the city of Troy, which is located in Madison County in the state of Illinois. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Illinois
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
