Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 62434 (Ingraham, IL)

Credit Card Debt in 62434

^ Average credit card debt in 62434 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 62434

^ Based on overall Illinois data, the credit card delinquency rate in Ingraham is approximately 0.54%. [2]

Credit Scores in 62434

^ The average credit score in Ingraham is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 62434

Credit Card Debt in 62434


  • 62434 Credit Card Debt
    • The estimated average credit card debt for 62434 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 62434


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


62434 Credit Scores


  • Credit Scores in 62434
    • Residents of 62434 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 62434 (Ingraham, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 62434 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 62434 [4]
    • 62434 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 62434 (Ingraham, IL)

Recent credit card complaints originating from consumers in 62434, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 62434

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Illinois

About 62434

62434 is associated with the city of Ingraham, which is located in Clay County in the state of Illinois. [6]

IL Credit Cards

62434 Credit Cards

For more information about 62434 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Illinois


Go

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62434

6. ^ United States Census Bureau