Comprehensive Local Credit Card Guide

Credit Cards in 62963 (Mound City, IL)

Credit Card Debt in 62963

^ Average credit card debt in 62963 is approximately $5,166, based on overall Illinois data. ^[1]

Credit Card Delinquency in 62963

^ Based on overall Illinois data, the credit card delinquency rate in Mound City is approximately 0.54%. ^[2]

Credit Scores in 62963

^ The average credit score in Mound City is approximately 703, based on collective Illinois data. ^[3]

Credit Card & Personal Finance Statistics in 62963

Credit Card Debt in 62963

62963 Credit Card Debt
- The estimated average credit card debt for 62963 residents is $5,166. ^[1]
- Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 62963

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

62963 Credit Scores

Credit Scores in 62963
- Residents of 62963 (IL) have an estimated average credit score of 703. ^[3]
- The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. ^[3]

More 62963 (Mound City, IL) Credit Stats

Credit card delinquency rates in Illinois ^[2]
- Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 62963 who are more than 90 days late on payments
- Illinois Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 62963 ^[4]
- 62963 (Illinois) Law: 5 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 62963 (Mound City, IL)

Recent credit card complaints originating from consumers in 62963, IL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 62963

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	3

* Total 2021 - 2024 (current)

Additional information about Illinois

About 62963

62963 is associated with the city of Mound City, which is located in Pulaski County in the state of Illinois. ^[6]

62963 Credit Cards

For more information about 62963 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Illinois

Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer financial complaints in 62963

6. ^ United States Census Bureau