Champaign, IL Credit Card & Personal Finance Statistics
Champaign Credit Card Debt
- Credit Card Debt in Champaign
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- The estimated average credit card debt for Champaign residents is $5,166. [1]
- Average credit card debt amount in Illinois (all cities) is
4% greater than the national average of $4,965.
- Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]
Champaign Credit Card Calculator
Champaign Credit Scores
- Credit Scores in Champaign
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- Residents of Champaign, IL have an estimated average credit score of 703. [3]
- The average credit score in Illinois (all cities) is
1.01% greater than the national average score of 696.
- Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]
More Champaign, IL Credit Stats
- Credit card delinquency rates in Illinois [2]
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- Illinois residents (all cities) rank 29th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Champaign cardholders that are more than 90 days late on payments
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- Illinois Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in Champaign [4]
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- Champaign (Illinois) Law: 5 years
- U.S. State Average: 5.4 years
Additional information about Illinois
About Champaign
Champaign is a city located in Champaign County in the state of Illinois, and has a population of approximately 81,055. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Illinois State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
