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Comprehensive Local Credit Card Guide

Girard Credit Cards

Credit Card Debt in Girard

^ Average credit card debt in Girard is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Girard

^ Based on overall IL data, the credit card delinquency rate in Girard is approximately 0.54%. [2]

Credit Scores in Girard

^ The average credit score in Girard is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Girard, IL Credit Card & Personal Finance Statistics

Girard Credit Card Debt


  • Credit Card Debt in Girard
    • The estimated average credit card debt for Girard residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Girard Credit Card Calculator


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Girard Credit Scores


  • Credit Scores in Girard
    • Residents of Girard, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Girard, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Girard cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Girard [4]
    • Girard (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Girard

Girard is a city located in Macoupin County in the state of Illinois, and has a population of approximately 2,103. [6]

IL Credit Cards

Girard Credit Cards

For more information about Girard credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau