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Comprehensive Local Credit Card Guide

Lerna Credit Cards

Credit Card Debt in Lerna

^ Average credit card debt in Lerna is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Lerna

^ Based on overall IL data, the credit card delinquency rate in Lerna is approximately 0.54%. [2]

Credit Scores in Lerna

^ The average credit score in Lerna is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Lerna, IL Credit Card & Personal Finance Statistics

Lerna Credit Card Debt


  • Credit Card Debt in Lerna
    • The estimated average credit card debt for Lerna residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Lerna Credit Card Calculator


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Lerna Credit Scores


  • Credit Scores in Lerna
    • Residents of Lerna, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Lerna, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Lerna cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Lerna [4]
    • Lerna (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Lerna

Lerna is a village located in Coles County in the state of Illinois, and has a population of approximately 286. [6]

IL Credit Cards

Lerna Credit Cards

For more information about Lerna credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau