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Comprehensive Local Credit Card Guide

Modesto Credit Cards

Credit Card Debt in Modesto

^ Average credit card debt in Modesto is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Modesto

^ Based on overall IL data, the credit card delinquency rate in Modesto is approximately 0.54%. [2]

Credit Scores in Modesto

^ The average credit score in Modesto is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Modesto, IL Credit Card & Personal Finance Statistics

Modesto Credit Card Debt


  • Credit Card Debt in Modesto
    • The estimated average credit card debt for Modesto residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Modesto Credit Card Calculator


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Modesto Credit Scores


  • Credit Scores in Modesto
    • Residents of Modesto, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Modesto, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Modesto cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Modesto [4]
    • Modesto (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Modesto

Modesto is a village located in Macoupin County in the state of Illinois, and has a population of approximately 189. [6]

IL Credit Cards

Modesto Credit Cards

For more information about Modesto credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau