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Comprehensive Local Credit Card Guide

Oakland Credit Cards

Credit Card Debt in Oakland

^ Average credit card debt in Oakland is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Oakland

^ Based on overall IL data, the credit card delinquency rate in Oakland is approximately 0.54%. [2]

Credit Scores in Oakland

^ The average credit score in Oakland is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Oakland, IL Credit Card & Personal Finance Statistics

Oakland Credit Card Debt


  • Credit Card Debt in Oakland
    • The estimated average credit card debt for Oakland residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Oakland Credit Card Calculator


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Oakland Credit Scores


  • Credit Scores in Oakland
    • Residents of Oakland, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Oakland, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Oakland cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakland [4]
    • Oakland (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Oakland

Oakland is a city located in Coles County in the state of Illinois, and has a population of approximately 880. [6]

IL Credit Cards

Oakland Credit Cards

For more information about Oakland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau