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Comprehensive Local Credit Card Guide

Richmond Credit Cards

Credit Card Debt in Richmond

^ Average credit card debt in Richmond is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Richmond

^ Based on overall IL data, the credit card delinquency rate in Richmond is approximately 0.54%. [2]

Credit Scores in Richmond

^ The average credit score in Richmond is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Richmond, IL Credit Card & Personal Finance Statistics

Richmond Credit Card Debt


  • Credit Card Debt in Richmond
    • The estimated average credit card debt for Richmond residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Richmond Credit Card Calculator


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Richmond Credit Scores


  • Credit Scores in Richmond
    • Residents of Richmond, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Richmond, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Richmond cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richmond [4]
    • Richmond (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Richmond

Richmond is a village located in McHenry County in the state of Illinois, and has a population of approximately 1,874. [6]

IL Credit Cards

Richmond Credit Cards

For more information about Richmond credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau