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Comprehensive Local Credit Card Guide

Springfield Credit Cards

Credit Card Debt in Springfield

^ Average credit card debt in Springfield is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in Springfield

^ Based on overall IL data, the credit card delinquency rate in Springfield is approximately 0.54%. [2]

Credit Scores in Springfield

^ The average credit score in Springfield is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Springfield, IL Credit Card & Personal Finance Statistics

Springfield Credit Card Debt


  • Credit Card Debt in Springfield
    • The estimated average credit card debt for Springfield residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

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Springfield Credit Scores


  • Credit Scores in Springfield
    • Residents of Springfield, IL have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More Springfield, IL Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Springfield cardholders that are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Springfield [4]
    • Springfield (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About Springfield

Springfield is a city located in Sangamon County in the state of Illinois, and has a population of approximately 116,250. [6]

IL Credit Cards

Springfield Credit Cards

For more information about Springfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in IL

ZIP Codes in Illinois


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau