Comprehensive Local Credit Card Guide

Credit Cards in 48098 (Troy, MI)

Credit Card Debt in 48098

^ Average credit card debt in 48098 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48098

^ Based on overall Michigan data, the credit card delinquency rate in Troy is approximately 0.55%. ^[2]

Credit Scores in 48098

^ The average credit score in Troy is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48098

Credit Card Debt in 48098

48098 Credit Card Debt
- The estimated average credit card debt for 48098 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48098

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

48098 Credit Scores

Credit Scores in 48098
- Residents of 48098 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48098 (Troy, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48098 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48098 ^[4]
- 48098 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48098 (Troy, MI)

Recent credit card complaints originating from consumers in 48098, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Apr 20, 2017	48098	Billing disputes	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	No

Local financial institutions in or near 48098

Banks in or near 48098 (Troy, MI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 48098 produced no matches.

ATMs in or near 48098 (Troy, MI)

Local Automated Teller Machines (ATMs) for use by residents of the community.

Sorry, no local ATMs were found.

Our search for ATMs located in 48098 produced no matches.

Credit Unions in or near 48098 (Troy, MI)

Local credit unions offering financial products to residents of the community.

Sorry, no local credit unions were found.

Our search for credit unions located in 48098 produced no matches.

Household Income Statistics in 48098

Income: 48098 vs. Michigan

Sorry, data is not currently available.
Please check back later.

Income Breakdown in 48098

Sorry, data is not currently available.
Please check back later.

Income: 48098 vs. Nation

Sorry, data is not currently available.
Please check back later.

Additional information about Michigan

About 48098

48098 is associated with the city of Troy, which is located in Oakland County in the state of Michigan. ^[6]

48098 Credit Cards

For more information about 48098 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau