Comprehensive Local Credit Card Guide

Credit Cards in 48098 (Troy, MI)

Credit Card Debt in 48098

^ Average credit card debt in 48098 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48098

^ Based on overall Michigan data, the credit card delinquency rate in Troy is approximately 0.55%. ^[2]

Credit Scores in 48098

^ The average credit score in Troy is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48098

Credit Card Debt in 48098

48098 Credit Card Debt
- The estimated average credit card debt for 48098 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48098

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48098 Credit Scores

Credit Scores in 48098
- Residents of 48098 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48098 (Troy, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48098 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48098 ^[4]
- 48098 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Local financial institutions in or near 48098

Banks in or near 48098 (Troy, MI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 48098 produced no matches.

ATMs in or near 48098 (Troy, MI)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 48098 produced no matches.

Credit Unions in or near 48098 (Troy, MI)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 48098 produced no matches.

Household Income Statistics in 48098

Income: 48098 vs. Michigan

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Income Breakdown in 48098

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Income: 48098 vs. Nation

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Additional information about Michigan

About 48098

48098 is associated with the city of Troy, which is located in Oakland County in the state of Michigan. ^[6]

48098 Credit Cards

For more information about 48098 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau