Credit Card & Personal Finance Statistics in 48098
Credit Card Debt in 48098
- 48098 Credit Card Debt
-
- The estimated average credit card debt for 48098 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48098
48098 Credit Scores
- Credit Scores in 48098
-
- Residents of 48098 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48098 (Troy, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48098 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48098 [4]
-
- 48098 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48098 (Troy, MI)
Recent credit card complaints originating from consumers in 48098, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48098
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
33 |
| Improper use of your report |
15 |
| Problem with a company's investigation into an existing problem |
11 |
| Managing an account |
5 |
| Problem with a credit reporting company's investigation |
4 |
| Other |
12 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48098
48098 is associated with the city of Troy, which is located in Oakland County in the state of Michigan. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
