Credit Card & Personal Finance Statistics in 48240
Credit Card Debt in 48240
- 48240 Credit Card Debt
-
- The estimated average credit card debt for 48240 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48240
48240 Credit Scores
- Credit Scores in 48240
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- Residents of 48240 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48240 (Redford, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48240 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48240 [4]
-
- 48240 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48240 (Redford, MI)
Recent credit card complaints originating from consumers in 48240, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48240
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
121 |
Improper use of your report |
50 |
Problem with a credit reporting company's investigation |
32 |
Problem with a company's investigation into an existing problem |
13 |
Attempts to collect debt not owed |
8 |
Other |
17 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48240
48240 is associated with the city of Redford, which is located in Wayne County in the state of Michigan. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax