Comprehensive Local Credit Card Guide

Credit Cards in 48302 (Bloomfield Hills, MI)

Credit Card Debt in 48302

^ Average credit card debt in 48302 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48302

^ Based on overall Michigan data, the credit card delinquency rate in Bloomfield Hills is approximately 0.55%. ^[2]

Credit Scores in 48302

^ The average credit score in Bloomfield Hills is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48302

Credit Card Debt in 48302

48302 Credit Card Debt
- The estimated average credit card debt for 48302 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48302

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48302 Credit Scores

Credit Scores in 48302
- Residents of 48302 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48302 (Bloomfield Hills, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48302 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48302 ^[4]
- 48302 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48302 (Bloomfield Hills, MI)

Recent credit card complaints originating from consumers in 48302, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48302

Complaint Issue	Number of Complaints*
Unable to get your credit report or credit score	75
Incorrect information on your report	49
Improper use of your report	36
Problem with a credit reporting company's investigation	27
Managing an account	6
Other	18

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48302

48302 is associated with the city of Bloomfield Hills, which is located in Oakland County in the state of Michigan. ^[6]

48302 Credit Cards

For more information about 48302 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48302

6. ^ United States Census Bureau