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Comprehensive Local Credit Card Guide

Credit Cards in 48444 (Imlay City, MI)

Credit Card Debt in 48444

^ Average credit card debt in 48444 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 48444

^ Based on overall Michigan data, the credit card delinquency rate in Imlay City is approximately 0.55%. [2]

Credit Scores in 48444

^ The average credit score in Imlay City is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 48444

Credit Card Debt in 48444


  • 48444 Credit Card Debt
    • The estimated average credit card debt for 48444 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 48444


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48444 Credit Scores


  • Credit Scores in 48444
    • Residents of 48444 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 48444 (Imlay City, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 48444 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 48444 [4]
    • 48444 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 48444 (Imlay City, MI)

Recent credit card complaints originating from consumers in 48444, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 48444

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
Incorrect information on your report 1
Unexpected or other fees 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 48444

48444 is associated with the city of Imlay City, which is located in Lapeer County in the state of Michigan. [6]

MI Credit Cards

48444 Credit Cards

For more information about 48444 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48444

6. ^ United States Census Bureau