Comprehensive Local Credit Card Guide

Credit Cards in 48457 (Montrose, MI)

Credit Card Debt in 48457

^ Average credit card debt in 48457 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48457

^ Based on overall Michigan data, the credit card delinquency rate in Montrose is approximately 0.55%. ^[2]

Credit Scores in 48457

^ The average credit score in Montrose is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48457

Credit Card Debt in 48457

48457 Credit Card Debt
- The estimated average credit card debt for 48457 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48457

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48457 Credit Scores

Credit Scores in 48457
- Residents of 48457 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48457 (Montrose, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48457 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48457 ^[4]
- 48457 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48457 (Montrose, MI)

Recent credit card complaints originating from consumers in 48457, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48457

Complaint Issue	Number of Complaints*
Problem with a credit reporting company's investigation	11
Improper use of your report	6
Incorrect information on your report	6
Problem with a company's investigation into an existing problem	3
Attempts to collect debt not owed	2
Other	3

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48457

48457 is associated with the city of Montrose, which is located in Genesee County in the state of Michigan. ^[6]

48457 Credit Cards

For more information about 48457 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48457

6. ^ United States Census Bureau