Comprehensive Local Credit Card Guide

Credit Cards in 48649 (Oakley, MI)

Credit Card Debt in 48649

^ Average credit card debt in 48649 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 48649

^ Based on overall Michigan data, the credit card delinquency rate in Oakley is approximately 0.55%. ^[2]

Credit Scores in 48649

^ The average credit score in Oakley is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 48649

Credit Card Debt in 48649

48649 Credit Card Debt
- The estimated average credit card debt for 48649 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 48649

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48649 Credit Scores

Credit Scores in 48649
- Residents of 48649 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 48649 (Oakley, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 48649 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 48649 ^[4]
- 48649 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 48649 (Oakley, MI)

Recent credit card complaints originating from consumers in 48649, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 48649

Complaint Issue	Number of Complaints*
Problem with fraud alerts or security freezes	2

* Total 2021 - 2024 (current)

Additional information about Michigan

About 48649

48649 is associated with the city of Oakley, which is located in Saginaw County in the state of Michigan. ^[6]

48649 Credit Cards

For more information about 48649 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 48649

6. ^ United States Census Bureau