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Comprehensive Local Credit Card Guide

Shelby Credit Cards

Credit Card Debt in Shelby

^ Average credit card debt in Shelby is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Shelby

^ Based on overall MI data, the credit card delinquency rate in Shelby is approximately 0.55%. [2]

Credit Scores in Shelby

^ The average credit score in Shelby is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Shelby, MI Credit Card & Personal Finance Statistics

Shelby Credit Card Debt


  • Credit Card Debt in Shelby
    • The estimated average credit card debt for Shelby residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Shelby Credit Card Calculator


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Shelby Credit Scores


  • Credit Scores in Shelby
    • Residents of Shelby, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Shelby, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Shelby cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Shelby [4]
    • Shelby (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Shelby

Shelby is a village located in Oceana County in the state of Michigan, and has a population of approximately 2,065. [6]

MI Credit Cards

Shelby Credit Cards

For more information about Shelby credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau