Credit Card & Personal Finance Statistics in 48732
Credit Card Debt in 48732
- 48732 Credit Card Debt
-
- The estimated average credit card debt for 48732 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 48732
48732 Credit Scores
- Credit Scores in 48732
-
- Residents of 48732 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 48732 (Essexville, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 48732 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 48732 [4]
-
- 48732 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 48732 (Essexville, MI)
Recent credit card complaints originating from consumers in 48732, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 48732
| Complaint Issue |
Number of Complaints* |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| False statements or representation |
1 |
| Problem with a credit reporting company's investigation |
1 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 48732
48732 is associated with the city of Essexville, which is located in Bay County in the state of Michigan. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
