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Comprehensive Local Credit Card Guide

Credit Cards in 49002 (Portage, MI)

Credit Card Debt in 49002

^ Average credit card debt in 49002 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49002

^ Based on overall Michigan data, the credit card delinquency rate in Portage is approximately 0.55%. [2]

Credit Scores in 49002

^ The average credit score in Portage is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49002

Credit Card Debt in 49002


  • 49002 Credit Card Debt
    • The estimated average credit card debt for 49002 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49002


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49002 Credit Scores


  • Credit Scores in 49002
    • Residents of 49002 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49002 (Portage, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49002 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49002 [4]
    • 49002 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About 49002

49002 is associated with the city of Portage, which is located in Kalamazoo County in the state of Michigan. [6]

MI Credit Cards

49002 Credit Cards

For more information about 49002 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau