Credit Card & Personal Finance Statistics in 49120
Credit Card Debt in 49120
- 49120 Credit Card Debt
-
- The estimated average credit card debt for 49120 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 49120
49120 Credit Scores
- Credit Scores in 49120
-
- Residents of 49120 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 49120 (Niles, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 49120 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 49120 [4]
-
- 49120 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 49120 (Niles, MI)
Recent credit card complaints originating from consumers in 49120, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 49120
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
20 |
| Struggling to pay mortgage |
4 |
| Trouble during payment process |
4 |
| Applying for a mortgage or refinancing an existing mortgage |
3 |
| Incorrect information on your report |
3 |
| Other |
25 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 49120
49120 is associated with the city of Niles, which is located in Berrien County in the state of Michigan. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
