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Comprehensive Local Credit Card Guide

Credit Cards in 49425 (Holton, MI)

Credit Card Debt in 49425

^ Average credit card debt in 49425 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49425

^ Based on overall Michigan data, the credit card delinquency rate in Holton is approximately 0.55%. [2]

Credit Scores in 49425

^ The average credit score in Holton is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49425

Credit Card Debt in 49425


  • 49425 Credit Card Debt
    • The estimated average credit card debt for 49425 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49425


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49425 Credit Scores


  • Credit Scores in 49425
    • Residents of 49425 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49425 (Holton, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49425 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49425 [4]
    • 49425 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49425 (Holton, MI)

Recent credit card complaints originating from consumers in 49425, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49425

Complaint Issue Number of Complaints*
Incorrect information on your report 10
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49425

49425 is associated with the city of Holton, which is located in Muskegon County in the state of Michigan. [6]

MI Credit Cards

49425 Credit Cards

For more information about 49425 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49425

6. ^ United States Census Bureau