Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 49446 (New Era, MI)

Credit Card Debt in 49446

^ Average credit card debt in 49446 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49446

^ Based on overall Michigan data, the credit card delinquency rate in New Era is approximately 0.55%. [2]

Credit Scores in 49446

^ The average credit score in New Era is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49446

Credit Card Debt in 49446


  • 49446 Credit Card Debt
    • The estimated average credit card debt for 49446 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49446


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


49446 Credit Scores


  • Credit Scores in 49446
    • Residents of 49446 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49446 (New Era, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49446 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49446 [4]
    • 49446 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49446 (New Era, MI)

Recent credit card complaints originating from consumers in 49446, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49446

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Michigan

About 49446

49446 is associated with the city of New Era, which is located in Oceana County in the state of Michigan. [6]

MI Credit Cards

49446 Credit Cards

For more information about 49446 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Michigan


Go

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49446

6. ^ United States Census Bureau