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Comprehensive Local Credit Card Guide

Credit Cards in 49677 (Reed City, MI)

Credit Card Debt in 49677

^ Average credit card debt in 49677 is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in 49677

^ Based on overall Michigan data, the credit card delinquency rate in Reed City is approximately 0.55%. [2]

Credit Scores in 49677

^ The average credit score in Reed City is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Credit Card & Personal Finance Statistics in 49677

Credit Card Debt in 49677


  • 49677 Credit Card Debt
    • The estimated average credit card debt for 49677 residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 49677


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49677 Credit Scores


  • Credit Scores in 49677
    • Residents of 49677 (MI) have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More 49677 (Reed City, MI) Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 49677 who are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 49677 [4]
    • 49677 (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 49677 (Reed City, MI)

Recent credit card complaints originating from consumers in 49677, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 49677

Complaint Issue Number of Complaints*
Incorrect information on your report 3
Managing an account 1
Problem with a purchase shown on your statement 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Michigan

About 49677

49677 is associated with the city of Reed City, which is located in Osceola County in the state of Michigan. [6]

MI Credit Cards

49677 Credit Cards

For more information about 49677 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Michigan


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Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49677

6. ^ United States Census Bureau