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Comprehensive Local Credit Card Guide

Coldwater Credit Cards

Credit Card Debt in Coldwater

^ Average credit card debt in Coldwater is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Coldwater

^ Based on overall MI data, the credit card delinquency rate in Coldwater is approximately 0.55%. [2]

Credit Scores in Coldwater

^ The average credit score in Coldwater is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Coldwater, MI Credit Card & Personal Finance Statistics

Coldwater Credit Card Debt

  • Credit Card Debt in Coldwater
    • The estimated average credit card debt for Coldwater residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Coldwater Credit Card Calculator

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Coldwater Credit Scores

  • Credit Scores in Coldwater
    • Residents of Coldwater, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Coldwater, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Coldwater cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Coldwater [4]
    • Coldwater (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Coldwater

Coldwater is a city located in Branch County in the state of Michigan, and has a population of approximately 10,945. [6]

MI Credit Cards

Coldwater Credit Cards

For more information about Coldwater credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MI

ZIP Codes in Michigan



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau