Comprehensive Local Credit Card Guide

Credit Cards in 49712 (Boyne City, MI)

Credit Card Debt in 49712

^ Average credit card debt in 49712 is approximately $4,558, based on overall Michigan data. ^[1]

Credit Card Delinquency in 49712

^ Based on overall Michigan data, the credit card delinquency rate in Boyne City is approximately 0.55%. ^[2]

Credit Scores in 49712

^ The average credit score in Boyne City is approximately 697, based on collective Michigan data. ^[3]

Credit Card & Personal Finance Statistics in 49712

Credit Card Debt in 49712

49712 Credit Card Debt
- The estimated average credit card debt for 49712 residents is $4,558. ^[1]
- Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 49712

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

49712 Credit Scores

Credit Scores in 49712
- Residents of 49712 (MI) have an estimated average credit score of 697. ^[3]
- The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. ^[3]

More 49712 (Boyne City, MI) Credit Stats

Credit card delinquency rates in Michigan ^[2]
- Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.

Cardholders in 49712 who are more than 90 days late on payments
- Michigan Rate: 0.55%
- National Average: 0.57%

Statute of limitations for credit card debt in 49712 ^[4]
- 49712 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 49712 (Boyne City, MI)

Recent credit card complaints originating from consumers in 49712, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 49712

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	6
Getting a credit card	1
Incorrect information on your report	1
Managing, opening, or closing your mobile wallet account	1
Trouble during payment process	1

* Total 2021 - 2024 (current)

Additional information about Michigan

About 49712

49712 is associated with the city of Boyne City, which is located in Charlevoix County in the state of Michigan. ^[6]

49712 Credit Cards

For more information about 49712 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Michigan

Cities in MI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer financial complaints in 49712

6. ^ United States Census Bureau