Credit Card & Personal Finance Statistics in 49735
Credit Card Debt in 49735
- 49735 Credit Card Debt
-
- The estimated average credit card debt for 49735 residents is $4,558. [1]
- Average credit card debt amount in Michigan (all cities) is
8% less than the national average of $4,965.
- Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 49735
49735 Credit Scores
- Credit Scores in 49735
-
- Residents of 49735 (MI) have an estimated average credit score of 697. [3]
- The average credit score in Michigan (all cities) is
0.14% greater than the national average score of 696.
- Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]
More 49735 (Gaylord, MI) Credit Stats
- Credit card delinquency rates in Michigan [2]
-
- Michigan residents (all cities) rank 27th in the U.S. with a rate that
is 4% less than the national average of 0.57%.
- Cardholders in 49735 who are more than 90 days late on payments
-
- Michigan Rate: 0.55%
- National Average: 0.57%
- Statute of limitations for credit card debt in 49735 [4]
-
- 49735 (Michigan) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 49735 (Gaylord, MI)
Recent credit card complaints originating from consumers in 49735, MI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 49735
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
1 |
| Dealing with your lender or servicer |
1 |
| Incorrect information on your report |
1 |
| Opening an account |
1 |
| Problem with a credit reporting company's investigation |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Michigan
About 49735
49735 is associated with the city of Gaylord, which is located in Otsego County in the state of Michigan. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Michigan
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
