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Comprehensive Local Credit Card Guide

Harbor Springs Credit Cards

Credit Card Debt in Harbor Springs

^ Average credit card debt in Harbor Springs is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Harbor Springs

^ Based on overall MI data, the credit card delinquency rate in Harbor Springs is approximately 0.55%. [2]

Credit Scores in Harbor Springs

^ The average credit score in Harbor Springs is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Harbor Springs, MI Credit Card & Personal Finance Statistics

Harbor Springs Credit Card Debt


  • Credit Card Debt in Harbor Springs
    • The estimated average credit card debt for Harbor Springs residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Harbor Springs Credit Card Calculator


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Harbor Springs Credit Scores


  • Credit Scores in Harbor Springs
    • Residents of Harbor Springs, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Harbor Springs, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Harbor Springs cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Harbor Springs [4]
    • Harbor Springs (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Harbor Springs

Harbor Springs is a city located in Emmet County in the state of Michigan, and has a population of approximately 1,194. [6]

MI Credit Cards

Harbor Springs Credit Cards

For more information about Harbor Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau