Comprehensive Local Credit Card Guide

Credit Cards in 55013 (Chisago City, MN)

Credit Card Debt in 55013

^ Average credit card debt in 55013 is approximately $4,541, based on overall Minnesota data. ^[1]

Credit Card Delinquency in 55013

^ Based on overall Minnesota data, the credit card delinquency rate in Chisago City is approximately 0.37%. ^[2]

Credit Scores in 55013

^ The average credit score in Chisago City is approximately 720, based on collective Minnesota data. ^[3]

Credit Card & Personal Finance Statistics in 55013

Credit Card Debt in 55013

55013 Credit Card Debt
- The estimated average credit card debt for 55013 residents is $4,541. ^[1]
- Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 55013

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55013 Credit Scores

Credit Scores in 55013
- Residents of 55013 (MN) have an estimated average credit score of 720. ^[3]
- The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. ^[3]

More 55013 (Chisago City, MN) Credit Stats

Credit card delinquency rates in Minnesota ^[2]
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.

Cardholders in 55013 who are more than 90 days late on payments
- Minnesota Rate: 0.37%
- National Average: 0.57%

Statute of limitations for credit card debt in 55013 ^[4]
- 55013 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 55013 (Chisago City, MN)

Recent credit card complaints originating from consumers in 55013, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 55013

Complaint Issue	Number of Complaints*
Unable to get your credit report or credit score	28
Problem with a credit reporting company's investigation	12
Problem with a company's investigation into an existing problem	3
Incorrect information on your report	2
Closing your account	1
Other	2

* Total 2021 - 2024 (current)

Additional information about Minnesota

About 55013

55013 is associated with the city of Chisago City, which is located in Chisago County in the state of Minnesota. ^[6]

55013 Credit Cards

For more information about 55013 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Minnesota

Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55013

6. ^ United States Census Bureau