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Comprehensive Local Credit Card Guide

Richmond Credit Cards

Credit Card Debt in Richmond

^ Average credit card debt in Richmond is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in Richmond

^ Based on overall MN data, the credit card delinquency rate in Richmond is approximately 0.37%. [2]

Credit Scores in Richmond

^ The average credit score in Richmond is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Richmond, MN Credit Card & Personal Finance Statistics

Richmond Credit Card Debt


  • Credit Card Debt in Richmond
    • The estimated average credit card debt for Richmond residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Richmond Credit Card Calculator


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Richmond Credit Scores


  • Credit Scores in Richmond
    • Residents of Richmond, MN have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More Richmond, MN Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Richmond cardholders that are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richmond [4]
    • Richmond (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About Richmond

Richmond is a city located in Stearns County in the state of Minnesota, and has a population of approximately 1,422. [6]

MN Credit Cards

Richmond Credit Cards

For more information about Richmond credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in MN

ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau