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Comprehensive Local Credit Card Guide

Credit Cards in 55014 (Circle Pines, MN)

Credit Card Debt in 55014

^ Average credit card debt in 55014 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55014

^ Based on overall Minnesota data, the credit card delinquency rate in Circle Pines is approximately 0.37%. [2]

Credit Scores in 55014

^ The average credit score in Circle Pines is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55014

Credit Card Debt in 55014


  • 55014 Credit Card Debt
    • The estimated average credit card debt for 55014 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55014


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55014 Credit Scores


  • Credit Scores in 55014
    • Residents of 55014 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55014 (Circle Pines, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55014 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55014 [4]
    • 55014 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55014 (Circle Pines, MN)

Recent credit card complaints originating from consumers in 55014, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55014

Complaint Issue Number of Complaints*
Improper use of your report 25
Incorrect information on your report 24
Problem with a company's investigation into an existing problem 22
Problem with a credit reporting company's investigation 22
Attempts to collect debt not owed 12
Other 28
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55014

55014 is associated with the city of Circle Pines, which is located in Anoka County in the state of Minnesota. [6]

MN Credit Cards

55014 Credit Cards

For more information about 55014 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55014

6. ^ United States Census Bureau