Credit Card & Personal Finance Statistics in 55112
Credit Card Debt in 55112
- 55112 Credit Card Debt
-
- The estimated average credit card debt for 55112 residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 55112
55112 Credit Scores
- Credit Scores in 55112
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- Residents of 55112 (MN) have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More 55112 (Saint Paul, MN) Credit Stats
- Credit card delinquency rates in Minnesota [2]
-
- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Cardholders in 55112 who are more than 90 days late on payments
-
- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in 55112 [4]
-
- 55112 (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 55112 (Saint Paul, MN)
Recent credit card complaints originating from consumers in 55112, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 55112
Complaint Issue |
Number of Complaints* |
Improper use of your report |
85 |
Incorrect information on your report |
58 |
Problem with a credit reporting company's investigation |
41 |
Problem with a company's investigation into an existing problem |
18 |
Managing an account |
12 |
Other |
62 |
* Total 2021 - 2024 (current)
Additional information about Minnesota
About 55112
55112 is associated with the city of Saint Paul, which is located in Ramsey County in the state of Minnesota. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Minnesota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax