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Comprehensive Local Credit Card Guide

Credit Cards in 55596 (Loretto, MN)

Credit Card Debt in 55596

^ Average credit card debt in 55596 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55596

^ Based on overall Minnesota data, the credit card delinquency rate in Loretto is approximately 0.37%. [2]

Credit Scores in 55596

^ The average credit score in Loretto is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55596

Credit Card Debt in 55596


  • 55596 Credit Card Debt
    • The estimated average credit card debt for 55596 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55596


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55596 Credit Scores


  • Credit Scores in 55596
    • Residents of 55596 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55596 (Loretto, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55596 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55596 [4]
    • 55596 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55596 (Loretto, MN)

Recent credit card complaints originating from consumers in 55596, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55596

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55596

55596 is associated with the city of Loretto, which is located in Hennepin County in the state of Minnesota. [6]

MN Credit Cards

55596 Credit Cards

For more information about 55596 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55596

6. ^ United States Census Bureau