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Comprehensive Local Credit Card Guide

Credit Cards in 55597 (Loretto, MN)

Credit Card Debt in 55597

^ Average credit card debt in 55597 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55597

^ Based on overall Minnesota data, the credit card delinquency rate in Loretto is approximately 0.37%. [2]

Credit Scores in 55597

^ The average credit score in Loretto is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55597

Credit Card Debt in 55597


  • 55597 Credit Card Debt
    • The estimated average credit card debt for 55597 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

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55597 Credit Scores


  • Credit Scores in 55597
    • Residents of 55597 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55597 (Loretto, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55597 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55597 [4]
    • 55597 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55597 (Loretto, MN)

Recent credit card complaints originating from consumers in 55597, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55597

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55597

55597 is associated with the city of Loretto, which is located in Hennepin County in the state of Minnesota. [6]

MN Credit Cards

55597 Credit Cards

For more information about 55597 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer financial complaints in 55597

6. ^ United States Census Bureau