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Comprehensive Local Credit Card Guide

Credit Cards in 55982 (Waltham, MN)

Credit Card Debt in 55982

^ Average credit card debt in 55982 is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in 55982

^ Based on overall Minnesota data, the credit card delinquency rate in Waltham is approximately 0.37%. [2]

Credit Scores in 55982

^ The average credit score in Waltham is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Credit Card & Personal Finance Statistics in 55982

Credit Card Debt in 55982


  • 55982 Credit Card Debt
    • The estimated average credit card debt for 55982 residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 55982


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55982 Credit Scores


  • Credit Scores in 55982
    • Residents of 55982 (MN) have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More 55982 (Waltham, MN) Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cardholders in 55982 who are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 55982 [4]
    • 55982 (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 55982 (Waltham, MN)

Recent credit card complaints originating from consumers in 55982, MN. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 55982

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Minnesota

About 55982

55982 is associated with the city of Waltham, which is located in Mower County in the state of Minnesota. [6]

MN Credit Cards

55982 Credit Cards

For more information about 55982 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Minnesota


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Cities in MN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau