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Comprehensive Local Credit Card Guide

Silver Bay Credit Cards

Credit Card Debt in Silver Bay

^ Average credit card debt in Silver Bay is approximately $4,541, based on overall Minnesota data. [1]

Credit Card Delinquency in Silver Bay

^ Based on overall MN data, the credit card delinquency rate in Silver Bay is approximately 0.37%. [2]

Credit Scores in Silver Bay

^ The average credit score in Silver Bay is approximately 720, based on collective Minnesota data. [3]

MN Credit Cards

Silver Bay, MN Credit Card & Personal Finance Statistics

Silver Bay Credit Card Debt


  • Credit Card Debt in Silver Bay
    • The estimated average credit card debt for Silver Bay residents is $4,541. [1]
    • Average credit card debt amount in Minnesota (all cities) is 9% less than the national average of $4,965.
    • Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]

Silver Bay Credit Card Calculator


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Silver Bay Credit Scores


  • Credit Scores in Silver Bay
    • Residents of Silver Bay, MN have an estimated average credit score of 720. [3]
    • The average credit score in Minnesota (all cities) is 3.45% greater than the national average score of 696.
    • Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]

More Silver Bay, MN Credit Stats

  • Credit card delinquency rates in Minnesota [2]
    • Minnesota residents (all cities) rank 48th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Silver Bay cardholders that are more than 90 days late on payments
    • Minnesota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Silver Bay [4]
    • Silver Bay (Minnesota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Minnesota

About Silver Bay

Silver Bay is a city located in Lake County in the state of Minnesota, and has a population of approximately 1,887. [6]

MN Credit Cards

Silver Bay Credit Cards

For more information about Silver Bay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MN

ZIP Codes in Minnesota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Minnesota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau