Saint Cloud, MN Credit Card & Personal Finance Statistics
Saint Cloud Credit Card Debt
- Credit Card Debt in Saint Cloud
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- The estimated average credit card debt for Saint Cloud residents is $4,541. [1]
- Average credit card debt amount in Minnesota (all cities) is
9% less than the national average of $4,965.
- Collectively, Minnesota cities rank 43rd in the U.S. in average credit card debt. [1]
Saint Cloud Credit Card Calculator
Saint Cloud Credit Scores
- Credit Scores in Saint Cloud
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- Residents of Saint Cloud, MN have an estimated average credit score of 720. [3]
- The average credit score in Minnesota (all cities) is
3.45% greater than the national average score of 696.
- Minnesota collectively ranks 3rd in the U.S. in average credit score of residents. [3]
More Saint Cloud, MN Credit Stats
- Credit card delinquency rates in Minnesota [2]
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- Minnesota residents (all cities) rank 48th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Saint Cloud cardholders that are more than 90 days late on payments
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- Minnesota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in Saint Cloud [4]
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- Saint Cloud (Minnesota) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about Minnesota
About Saint Cloud
Saint Cloud is a city located in Stearns County in the state of Minnesota, and has a population of approximately 65,842. [6]
Saint Cloud Credit Cards
For more information about Saint Cloud credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Minnesota State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
