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Comprehensive Local Credit Card Guide

Credit Cards in 38781 (Winstonville, MS)

Credit Card Debt in 38781

^ Average credit card debt in 38781 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 38781

^ Based on overall Mississippi data, the credit card delinquency rate in Winstonville is approximately 0.87%. [2]

Credit Scores in 38781

^ The average credit score in Winstonville is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 38781

Credit Card Debt in 38781


  • 38781 Credit Card Debt
    • The estimated average credit card debt for 38781 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38781


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38781 Credit Scores


  • Credit Scores in 38781
    • Residents of 38781 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 38781 (Winstonville, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 38781 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38781 [4]
    • 38781 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 38781 (Winstonville, MS)

Recent credit card complaints originating from consumers in 38781, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 38781

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 38781

38781 is associated with the city of Winstonville, which is located in Bolivar County in the state of Mississippi. [6]

MS Credit Cards

38781 Credit Cards

For more information about 38781 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 38781

6. ^ United States Census Bureau